About Hippo

Who we are and how we came to be.

Our Story

In 2015, our founders discovered something startling: 60% of U.S. homes are underinsured. They dove deeper and found that home insurance is sorely outdated, from the cumbersome way it's bought and sold, to the antiquated coverage it contains, to its needlessly high prices. We launched Hippo with the deep belief that homeowners deserve better, cheaper, modern home insurance.

Our Partners

  • $200 Billion

    in assets

  • A- Excellent

    AM Best rating

  • 300 Years

    of combined experience

We May Be New. But Our Partners Are Not.

Hippo policies are underwritten by insurance companies rated A- Excellent or better that are reinsured by insurance giants with nearly $200 billion assets. This means your policy is secure.

Only Top Rated Partners.

Hippo works exclusively with top-rated partners which have an A- Excellent rating or better, according to A.M. Best, the gold standard of our industry. Over the past century, A.M. Best has graded the financial integrity of over 16,000 insurance companies. Learn more here.

Our Credentials

Hippo Insurance Services is officially licensed and operating in the following states:

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Looking to obtain a Hippo policy for your home in another state?

Fear not! We're growing quickly and will likely be there soon.

Our Pledge

Anyone can claim they're reinventing home insurance. We've made a pledge to our customers:

  • Simplicity in everything

    Our industry is confusing enough. No jargon allowed.

  • Top-notch customer service

    If a loss occurs, our dedicated claims concierges will guide you every step of the way. Rain or shine, night or day.

  • Smart coverage

    Keeping up with the times, Hippo coverage protects electronics, appliances, and more modern homeowner lifestyles.

  • Proactive, not reactive

    We leverage Smart Home technology to prevent disasters instead of simply responding to them.

  • Only the best partners

    We can't do everything alone, but we partner exclusively with the best.

Our Claims Philosophy

In the event of disaster, Hippo is determined to be there for you with the most reliable, caring and swift response possible. To ensure this, we provide a dedicated claims concierge that will:

Our Team

Our professional experience makes our team uniquely poised to update home insurance for modern times. We come from top insurance & technology companies like Facebook, McKinsey, Mercury Insurance, Esurance, and LinkedIn. Oh, and we're also homeowners!


We're funded by many of the top global insurance investors:

In the News