Valuable Documents: What to Protect During a Catastrophe

Documents to keep safe

When disaster strikes, there’s nothing more important than keeping your friends and family members safe. While many of your personal belongings can be replaced following a wildfire or storm, there are certain records that you value. It’s a good idea to plan ahead and secure those documents.

If you know that

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5 Tech Industry Leaders Making Homes Smarter — and Safer

Smart and safter homes

We are all becoming more aware of the Internet of Things (IoT) connecting everyday objects that can send and receive data. A number of tech companies are using the IoT to transform the home living experience. How soon will we be living like George Jetson and his family with flying cars, …

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Do I Need Homeowners Insurance?

Do I Need Homeowners Insurance?

Legally, you can own a home without buying insurance. Most lenders, however, require buyers to purchase a homeowners insurance policy. So if you intend to take out a mortgage to buy a home, the answer to the question about whether you need insurance is probably yes. The lender is technically the owner of your home

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5 Signs You’re Ready to Buy a Vacation Home

5 Signs You’re Ready to Buy a Vacation Home

You’ve just returned from a ski resort in the mountains or a trip to the beach. You ask yourself: Why should I continue to pay rental fees when I could own a vacation home and rent it out? Unless you’re fairly wealthy, you’ll need to make sure you can commit to buying a seasonal home

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Top 5 Reasons for Homeowners Insurance Claims

Top 5 Reasons for Homeowners Insurance Claims

Homeowners insure their properties against a number of potential threats: theft, floods, fires, earthquakes and everything in between. Catastrophic events, of course, are generally rare. More often than not, property damage is minor and doesn’t require homeowners to reach out to their insurers. In fact, unless calamity strikes, you’ll likely have very little contact with

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The Cost of Catastrophe

Economic impact of catastrophic loss

Every nation in the world experiences some type of catastrophe. Earthquakes, floods, tsunamis and hurricanes rank among the most destructive and costly natural disasters. Between 1980 and 2015, economic losses from weather and climate disasters that struck the Asia-Pacific region totaled $1.96 trillion. Only 10% of the damage was covered by insurance. But in

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What Homeowners Insurance Doesn’t Cover

What Homeowners Insurance Doesn’t Cover

A standard homeowners insurance policy covers your home, other structures on your property, some of your personal possessions and liability. But it doesn’t cover everything. Knowing what’s excluded from your policy will help you avoid being caught off guard when damages occur or disaster strikes.

Here are 10 costs homeowners insurance usually doesn’t cover. Depending

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2018 Smart Home Innovations

2018 Smart Home Innovations

A smart home has appliances that you can remotely monitor and control via a smartphone or computer. Today, homeowners can purchase all sorts of devices that make their lives easier, including smart door locks and security, lighting and heating systems. As homes become “smarter,” so must the products that support them.

Here’s a look

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Top Cities for New Homebuyers in 2018

Top Cities for New Homebuyers in 2018

There are a number of factors to take into consideration when moving to a new city. For example, you might have to decide between settling in an area with plenty of job opportunities and living in a less economically viable city with affordable housing. Buying a home near an art museum, music venue or theater

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Home Safety: Holiday Edition

Home Safety: Holiday Edition

All too often, we don’t take the time to secure our homes or address safety concerns until it’s too late. While it’s nice to focus on family, friends and gatherings during the holiday season, it’s a good idea to take steps to protect your home from potential hazards.  

1. Fires

House fires are not uncommon.

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