Who we are and how we came to be.
In 2015, our founders discovered something startling: 60% of U.S. homes are underinsured. They dove deeper and found that home insurance is sorely outdated, from the cumbersome way it's bought and sold, to the antiquated coverage it contains, to its needlessly high prices. We launched Hippo with the deep belief that homeowners deserve better, cheaper, modern home insurance.
- $200 Billion
AM Best rating
- 200 Years
We May Be New. But Our Partners Are Not.
Hippo polices are underwritten by insurance giants with nearly $200 billion in assets. This means your policy is secure no matter what happens.
Only Top Rated Partners.
Hippo works exclusively with top-rated partners which have an A- "Excellent" rating or better, according to A.M. Best, the gold standard of our industry. Over the past century, A.M. Best has graded the financial integrity of over 16,000 insurance companies. Learn more here.
Hippo Insurance Services is officially licensed and operating in the following states:
Fear not! We're growing quickly and will likely be there soon.
Anyone can claim they're reinventing home insurance. We've made a pledge to our customers:
Simplicity in everything
Our industry is confusing enough. No jargon allowed.
Top-notch customer service
If a loss occurs, our dedicated claims concierges will guide you every step of the way. Rain or shine, night or day.
Keeping up with the times, Hippo coverage protects electronics, appliances, and more modern homeowner lifestyles.
Proactive, not reactive
We leverage Smart Home technology to prevent disasters instead of simply responding to them.
Only the best partners
We can't do everything alone, but we partner exclusively with the best.
Our Claims Philosophy
In the event of disaster, Hippo is determined to be there for you with the most reliable, caring and swift response possible. To ensure this, we provide a dedicated claims concierge that will:
Be your helpful guide throughout the entire claim process.
Advocate on your behalf with service providers.
Ensure your comfort and safety, from booking hotels to arranging transportation.
Our professional experience makes our team uniquely poised to update home insurance for modern times. We come from top insurance & technology companies like Facebook, McKinsey, Mercury Insurance, Esurance, and LinkedIn. Oh, and we're also homeowners!
We're funded by many of the top global insurance investors: