About Hippo

Who we are and how we came to be.

Our Story

About Hippo Insurance

In 2015, our founders discovered something startling: 60% of U.S. homes are underinsured. They dove deeper and found that home insurance is sorely outdated, from the cumbersome way it's bought and sold, to the antiquated coverage it contains, to its needlessly high prices. We launched Hippo with the deep belief that homeowners deserve better, cheaper, modern home insurance.

Hippo Insurance launched in 2015 with the deep belief that homeowners deserve better home insurance. We automated the process and modernized coverage, allowing us to offer policies that cover the homes and possessions that consumers own today, often with greater savings. We also recognized a smarter home is a safer home: We take a proactive approach to home insurance, providing our customers with smart home devices and working with them to identify and solve small issues in their homes before they become big claims. Most importantly, we built a top-notch support team to care for our customers, something we believe truly differentiates Hippo Insurance.

Our Partners

About Our Partners

  • $200 Billion

    in assets

  • A- Excellent

    AM Best rating

  • 300 Years

    of combined experience

We May Be New. But Our Partners Are Not.

Hippo policies are underwritten by insurance companies rated A- Excellent or better that are reinsured by insurance giants with nearly $200 billion assets. This means your policy is secure.

Only Top Rated Partners.

Hippo works exclusively with top-rated partners which have an A- Excellent rating or better, according to A.M. Best, the gold standard of our industry. Over the past century, A.M. Best has graded the financial integrity of over 16,000 insurance companies.  Learn more here.

Only Top Rated Partners.

Hippo works exclusively with top-rated insurance partners who hold the risk on our policies. They are all rated “A- Excellent” by A.M. Best, the gold standard of our industry and are reinsured by insurance giants with nearly $200 billion in assets. This means your policy is secure.

Our Credentials

About Our Credentials

Hippo Insurance Services is officially licensed and operating in the following states:

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Looking to obtain a Hippo policy for your home in another state?
Fear not! We're growing quickly and will likely be there soon.

Hippo is growing quickly so check back if you don’t see us in your home’s state.

Our Pledge

Anyone can claim they're reinventing home insurance. We've made a pledge to our customers:

  • Simplicity in everything

    Our industry is confusing enough. No jargon allowed.

  • Top-notch customer service

    If a loss occurs, our dedicated claims concierges will guide you every step of the way. Rain or shine, night or day.

  • Smart coverage

    Keeping up with the times, Hippo coverage protects electronics, appliances, and more modern homeowner lifestyles.

  • Proactive, not reactive

    We leverage Smart Home technology to prevent disasters instead of simply responding to them.

  • Only the best partners

    We can't do everything alone, but we partner exclusively with the best.

About Our Pledge

We’ve made a pledge to our customers:

  • Simplicity in everything

    Our aim is to make everything as simple and straightforward as we can. Our industry is confusing enough - no need to overcomplicate things.

  • Top-notch customer service

    Our support team is here to make things easier for our customers. From answering easy questions to managing complex claims, we are here for you.

  • Smart coverage

    Our coverage is designed for today’s lifestyles, protecting the things that matter, like extra coverage for electronics and home office equipment.

  • Proactive, not reactive

    We leverage smart home technology to help our homeowners keep homes safe and prevent potential accidents.

  • Only the best partners

    We partner with the best, so everything we do for our customers delivers the experience we expect of ourselves and that you deserve.

Our Claims Philosophy

In the event of disaster, Hippo is determined to be there for you with the most reliable, caring and swift response possible. To ensure this, we provide a dedicated claims concierge that will:

  • Be your helpful guide throughout the entire claim process.

  • Advocate on your behalf with service providers.

  • Ensure your comfort and safety, from booking hotels to arranging transportation.

About Our Claims Philosophy

In the event of accidents or loss, Hippo is committed to be there for you with the most reliable, caring and prompt response possible. To ensure this, we provide a dedicated claims concierge who will:

  • Guide you throughout the entire claim process

  • Advocate on your behalf with service providers

  • Ensure your comfort and safety, from booking hotels to arranging transportation

Our Team

Our professional experience makes our team uniquely poised to update home insurance for modern times. We come from top insurance & technology companies like Facebook, McKinsey, Mercury Insurance, Esurance, and LinkedIn. Oh, and we're also homeowners!

Investors

We're funded by many of the top global insurance investors:

In the News

Our Investors

We're funded by many of the top global insurance investors: